This Year Could Have the Most Active Flu Season Ever. Here’s a Couple of Different Ways to Stay Safe

So, you’ve gotten your flu shot, frequently wash your hands and drink lots of water. Seems like you are as prepared for the flu season as you can possibly be, right? Wrong. There are actually several cross-contamination points in your life that are negating your hand hygiene almost as quickly as you can wash your hands.

Let’s take a step back. It’s worth mentioning, if you don’t already know, that the flu is incredibly contagious. It can be contracted in a variety of different ways, one of which is through touching a surface that has been contaminated with the flu virus and then touching your mouth, nose or eyes.

Keyboards and mice are often shared by multiple people. This happens in various offices and even in healthcare settings where there can be an abundance of contaminants. It’s been proven that keyboards and mice are some of the dirtiest items that can be found in an office, with even your office toilet being far cleaner on average. The fact of the matter is that with flu season among us there is even less room for error than usual.

A single sick employee can infect several colleagues as a result of sharing keyboards and mice. One of the best ways to prevent this is to make sure your keyboard and mice are being washed. We can stress handwashing as much as we want, but if you are washing your hands and then touching a dirty keyboard immediately after, you are instantly negating your efforts and putting yourself in harm’s way. The last thing an employer and an employee wants is for the entire office to get sick as a result of these cross-contamination points. The solution is for offices to provide employees with waterproof keyboards and washable mice so that they can be cleaned frequently and prevent sickness.

Another major point of cross-contamination that people don’t realize are touch screen devices, namely in restaurants. The screens that you touch at McDonald’s to order your burger and fries are pretty convenient. However, throughout the year and especially during flu season, they’re actually a dangerous way in which germs are spread. Tens of millions of people are getting the flu annually in the United States. How many of these people do you think are touching those same screens you are? The same goes for any other touch screens that are used by multiple people. Convenience and efficiency are important, no doubt, but safety should not be compromised as a result. It’s paramount that every touch screen has a proper touchscreen protector that allows for the frequent use of disinfecting products. This is important throughout the year, but a complete must during flu season.

This is the year in which you can least afford to be ill-prepared for the flu season. It’s gotten off to an early and deadly start. With tens of thousands annual deaths, the flu must be taken seriously by all. Not to mention workplaces can often sideline several employees at the same time and costs the overall U.S. economy $7 billion a year in sick days and lost productivity. It behooves any employer to make sure that their employees are an in environment that is ideal for preventing sickness as opposed to spreading it and to make sure that their customers are given the same treatment.

Rebuilding the Right Way in the NBA

In the NBA, impressive feats don’t only happen on the basketball court. As exciting action happen on the court, many remarkable things that decide the success of the team takes place outside of it. There are front offices that are building stuff of legends. The Spurs front office and coaching staff that has been working together for almost two decades now is one of the organizations that are getting lots of accolades for their impressive work.

However, the Spurs organization aren’t the only team worthy of praises. Another front office that has done a wonderful job is the Oklahoma City Thunder front office. The team provides a very good blueprint on how to build a team from scratch, from one of the worst to one of the best. In a league where plenty of teams are stuck in the bottom of the barrel without having shown any signs of improvement for years and years, they are a living example of rebuilding the right way in the NBA.

So how are they doing it?

An Organization with a Plan

The very first thing that every project needs is a plan. The plan for the Thunder was to build through drafts and that was what they did. This meant that they had to go through losing seasons. It was definitely not easy but it worked as the team acquired some topnotch talent along the way.

Even when they already had talented players such as Kevin Durant and Russell Westbrook, they didn’t rush things. They didn’t suddenly go all in by trading for or signing an expensive player. They kept on slowly adding valuable players and trade assets to the team. This provided players with star-potential to develop into stars. The players that fit well along the stars stayed and those that didn’t got traded. It was a continuous process that built the team that they are right now.

Creating a Culture

Aside from creating and following on a plan, another key thing that is common to all successful teams right now is having a good culture within the team. A good culture is something that encourages every player on the team to be his best. It is no surprise that teams known for their camaraderie such as Miami Heat, Thunder, Spurs and the Indiana Pacers are also the top teams right now. To further prove the point, the talented yet dysfunctional Lakers team struggled the entire last season.

Getting A Car Loan In Australia

Is getting a car loan in Australia a difficult process?

Not usually. There are options from all types of lenders to help you get behind the wheel and on the road. We will look at a few of those options here.

Car Finance Bad Credit

If you have a poor credit record where maybe you have defaulted on a loan in the past or not paid a bill you should have, then perhaps you think getting a car loan will be impossible. Not true. There are lenders and car dealerships out there that specialise in cases of people with bad credit records seeking car loans. These dealers and lenders and brokers totally understand your situation and believe you deserve a second chance at finance. Why should we be punished forever for mistakes from the past? We shouldn’t be, that’s the point, and that’s what these lenders believe, too.

Help is definitely out there.

Interest Rates For Bad Credit Car Loans

So what are the interest rates for getting a car loan in Australia with bad credit?

Well, that depends on the lender and what sort of loan your apply for or qualify for. Because there is a greater risk attached to lending money to someone whose credit history is not perfect, lenders tend to charge slightly higher interest rates for these types of loans. Fear not, though. The interest rates for loans to people with poor credit are still highly manageable and very competitive, so don’t think you won’t be able to afford the repayments for a loan like this. You’re not borrowing from a loan shark, but a reputable lender.

These are second chance loans and the lenders are very sympathetic to your circumstances. They understand we have all made mistakes in the past and they are willing to overlook that and just concentrate on the ‘now’.

Low Doc Car Loans

With a low doc car loan you can apply for an auto loan with very little supporting documentation. Perhaps you’re young and don’t really have any financial track record yet, or you are self-employed and can’t produce all the financial statements and tax returns of more established enterprises. This is where low doc loans come in really handy.

The other advantage of a low doc loan is the speed of the approval process. Because there isn’t so much paperwork to wade through and cross-check, the approval process for this type of loan is made that much quicker, and you will be put behind the wheel of that new vehicle quicker than you realise. Low doc loans are another great option to get you driving again.

As you can see, getting a car loan in Australia is a privilege open to everyone, no matter what your credit history or current situation.